I’ve been struggling with finances these past few months. Namely I’ve lost control of my spending and I do not make enough money to pay off all my bills. The closest to optimal choice here is a cashout refinance when the financial market stabilizes (hopefully) come fall. The second option is to sell the house to consolidate bills and debt. Neither feels optimal in any real sense. It feels like I am screwed, to be honest. I just prepaid 3/4ths of my paycheck to credit card debt and it doesn’t seem like I made much of a dent. This is the result of random spending sprees and a crap ton of current and future vacations. I am living beyond my means, but I am enjoying the living as it progresses.
Some Thoughts:
- Remember when this blog used to be about writing? Gosh I need to get out of my head and back into my dreams.
- Yes, I riffed on a very old song.
- Just picked up an apple watch. We will see how that goes. One thing I’ve noticed about the watch is the power consumption. It drains faster than my phone, which means it needs to charge more. I’m not sure how I feel about that. The amazon halo charged every few days. I’ll go back to that if this doesn’t work as well as planned.
- The general goal of all of it is to create a video game-like atmosphere to exercise to help me stay motivated to work out. A secondary goal is to build a set of data a doctor can use to pinpoint any troubling issues–or just crowdsource solutions based on the data profile and similar profiles out there.